Terms of Use

By using our website, you accept our terms and conditions

The following terms and conditions govern your use of this website and all other websites (“Website”) of Zoom Mortgage Pros, Inc. and all DBA’s (that may be changed from time to time but will be registered with the DRE and can be found here) and all information and materials provided on the Website. By accessing or using the Website, you acknowledge and accept these terms and conditions without limitation or qualification. Thus, please read these terms and conditions (“T&C’s”) carefully. These T&C’s may be modified at any time, and any such modification shall be effective and binding upon you immediately upon posting. You should review these T&C’s each time you visit this Website to learn of any modifications that may have been made since your last visit.

I. OWNERSHIP

The Website is owned and operated by Zoom Mortgage Pros, Inc. Unless otherwise noted, all information and materials provided on the Website, including and without limitation, all text, articles, images, audio, video, graphics, data, compilations of data, listings, screens, web pages, documents, multimedia elements and software (“Content”), are the property of Zoom Mortgage Pros, Inc. or its content suppliers, and are protected by U.S. and international copyright laws and other intellectual property laws.

The name and trademark Zoom Mortgage Pros, Inc., and all other names and trademarks (whether or not registered) associated with Zoom Mortgage Pros, Inc. and its products and services displayed on the Website (“Trademarks”) are the exclusive property of Zoom Mortgage Pros, Inc., and are protected by U.S. and international trademark laws and other intellectual property laws. All other trademarks that appear on the Website are the property of their respective owners and are used solely to refer to the goods and services of such owners.

II. PERMISSIONS

Zoom Mortgage Pros, Inc. grants you a limited license to access and use this Website for your personal use. You may not (or permit any third party to) use or exploit any Content except for its intended purpose, which is to assist The Zoom Mortgage Pros, Inc. in providing mortgage loan related products and services, and other mortgage and real estate services for its customers’ and their properties.

Except as provided herein, you may not (or permit any third party to) otherwise copy, reproduce, reuse, republish, distribute, upload, post, transmit, display, modify, create a derivative work based on, reverse engineer or otherwise use for public or commercial purposes any Content without the express written permission of Zoom Mortgage Pros, Inc.

You may not (or permit any third party to) take any action to mine or gather data from Website or directly contact any customers, real-property owners, or staff property owner or use any Content in a manner that is in violation of the rules and regulations promulgated by the California State Department, or any other federal, state, or local law or regulation. Further, you may not (or permit any third party to) use any Trademarks, including in any advertising or publicity pertaining to distribution of information and materials from the Website, without the express written permission of Zoom Mortgage Pros, Inc.

Other than the express permissions granted herein, nothing on this Website shall be construed as conferring any license of any intellectual property rights, whether by implication, estoppel or otherwise.

III. DISCLAIMER OF WARRANTIES

The unpredictability of technology and the online environment is always changing, thus, Zoom Mortgage Pros, Inc. does not represent or warrant that the function or operation of the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the server that makes it available will be free of viruses or other harmful elements.

While Zoom Mortgage Pros, Inc. has attempted to offer current, correct and clearly expressed information and materials on the Website, Zoom Mortgage Pros, Inc. does not represent or warrant that all information and materials accessible via the Website are accurate, complete or current. Any price or availability information appearing on the Website is subject to change without notice.

THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE, INCLUDING, WITHOUT LIMITATION, THE CONTENT, ARE PROVIDED “AS IS,” AND ZOOM MORTGAGE PROS, INC. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE WEBSITE OR CONTENT. ZOOM MORTGAGE PROS, INC.  DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF HABITABILITY, TITLE AND NON-INFRINGEMENT.

IV. LIMITATION OF LIABILITY

YOUR ACCESS AND USE OF THE WEBSITE IS AT YOUR RISK. NEITHER ZOOM MORTGAGE PROS, INC. NOR ANY OF ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, DATA VENDORS OR OTHER REPRESENTATIVES WILL BE LIABLE FOR ANY DAMAGES, SPECIAL, CONSEQUENTIAL OR OTHERWISE, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE WEBSITE OR ANY INFORMATION OR MATERIALS CONTAINED THEREIN EVEN IF ADVISED OF THE POSSIBILITY THEREOF. THIS LIMITATION OF LIABILITY IS COMPREHENSIVE AND APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, LOSS OF DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY AND CLAIMS OF THIRD PARTIES.

V. USER SUBMISSIONS

While Zoom Mortgage Pros, Inc. welcomes your feedback regarding the Website, Zoom Mortgage Pros, Inc. is under no obligation to (i) respond to communications or submissions received through the Website, including form submissions, email, SSM communications (ii) maintain such communications or submissions in confidence, or (iii) pay compensation of any kind for such communications or submissions. Zoom Mortgage Pros, Inc. does not wish to receive any confidential or proprietary suggestions, ideas, information or other materials via the Website or any electronic communications. All unsolicited suggestions, ideas, information or other submissions that are disclosed or communicated to Zoom Mortgage Pros, Inc. through the Website, email through Zoom Mortgage Pros, Inc. domains, SMS or other forms of electronic communication supported or licensed by Zoom Mortgage Pros, Inc. shall become and remain the exclusive property of Zoom Mortgage Pros, Inc. Any submission by you is a declaration of the full release of all proprietary claims and/or intellectual property rights regarding your submission.

VI. COPYRIGHT POLICY

Zoom Mortgage Pros, Inc. respects the intellectual property rights of others. Accordingly, pursuant to these terms and conditions, users are not permitted to post, upload, or transmit any materials that infringe the copyright or other intellectual property rights of any third party. All claims of copyright infringement based upon materials posted on the Website should be in writing directed to Zoom Mortgage Pros, Inc.’s President and agent for notification of claimed infringement:

Paul Lowry, President
Zoom Mortgage Pros, Inc.
1101 California Ave, Suite 100
Corona, CA 92881

tel: (951) 482-8855
e-mail: admin [at] zoommortgagepros [dot] com

All claims of copyright infringement submitted in accordance with this policy should include the following information:

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
• Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
• Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
  A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
• A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

Any claim of infringement that does not include the above required elements will be ignored.

VII. LINKING POLICY

From time to time, Zoom Mortgage Pros, Inc., may decide to provide links to websites that it determines may be of interest to Website visitors. Links that take you off Zoom Mortgage Pros, Inc. Website may be controlled by third parties over whom Zoom Mortgage Pros, Inc. has no control or influence and whose site may follow policies different from Zoom Mortgage Pros, Inc. When following any off-Website link, please take time to review the new sites terms and conditions.

Zoom Mortgage Pros, Inc. is not responsible for the contents of any linked website, any link(s) contained in any linked website, or any changes or updates to the information contained in any such website. Zoom Mortgage Pros, Inc. provides links to third party websites only as a convenience, and the inclusion of any such links on the Website does not imply Zoom Mortgage Pros, Inc. endorsement of either the linked website, the organization operating such website, or any products or services of that organization.

Your linking to any off-site webpages or other websites from the Website via any link is entirely at your own risk. We recommend that you read the Terms and Conditions, Privacy Policy, Disclaimers or other notifications that may be provided on any linked third-party website. Under no circumstances will Zoom Mortgage Pros, Inc. be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused in connection with the use of, or reliance on, any content, goods or services available on any such linked website.

Should any link on the Website or any linked website be found to be objectionable for any reason, a request that the link be removed from the Website should be sent to admin [at] zoommortgagepros [dot] com. Zoom Mortgage Pros, Inc. will consider all such requests, but shall have no obligation to respond or remove any links.

LINKS TO THE WEBSITE

Zoom Mortgage Pros, Inc. permits third party websites to link to the Website pursuant to the terms and conditions set forth below. If you are interested in linking to the Website, please notify Zoom Mortgage Pros, Inc. by sending an e-mail to admin [at] zoommortgagepros [dot] com.  Include your name, your organization name, contact information, the URL of your website and a list of all URLs from which you intend to link to the Website.

By linking to the Website, you agree to be bound by the following terms and conditions:

• Any links are to be underlined text-based links using the words “Zoom Mortgage Pros, Inc.” or “ZoomMortgagePros.com” (the “Licensed Marks”). You may not use any other trademark or logo as a link to the Website.
• By linking, you acknowledge and agree that, other than as set forth herein, all rights in and to the Licensed Marks, other trademarks of Zoom Mortgage Pros, Inc., the content appearing on the Website and the design of the Website belong to Zoom Mortgage Pros, Inc. You agree not to directly or indirectly challenge, violate or infringe these rights.
• Any link from your website to the Website shall cause your website to be exited and the home page of the Website to be entered. Alternatively, if the link is to any part of the Website other than the home page (i.e., a deep link), you shall provide clear notice that your website is being exited and the Website is being entered.
• You may not frame any webpage on the Website or use other techniques that alter in any way the visual presentation or appearance of the Website.
• You may not misrepresent your relationship with Zoom Mortgage Pros, Inc. or present false or misleading impressions about Zoom Mortgage Pros, Inc. No links to the Website may be used in a manner that implies or suggests that Zoom Mortgage Pros, Inc. approves or endorses you, your website or your goods and services.
• Zoom Mortgage Pros, Inc. shall have no responsibility or liability for any content appearing on your website. By accepting the limited license granted herein, you agree to defend, indemnify and hold Zoom Mortgage Pros, Inc. harmless from and against any liability, damage, loss or expense, including reasonable attorney fees and the cost of any defense or settlement, arising from or by reason of any claim, demand, action or allegation arising out of or based on your website.
• No link(s) may appear on any webpage on your website or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
• Zoom Mortgage Pros, Inc. reserves the right at any time and in its sole discretion to request that you remove all links or any particular link to the Website from your website.

Subject to your compliance with the foregoing terms and conditions, Zoom Mortgage Pros, Inc. agrees to grant to you a limited, non-exclusive, non-transferable, non-sublicensable, royalty-free license to use the Licensed Marks solely for the purpose of establishing any link to the Website permitted hereunder. Except for the limited license to use the Licensed Marks set forth herein and otherwise as may be permitted by applicable law, you may not use any of Zoom Mortgage Pros, Inc. trademarks for any other reason without the express written permission of Zoom Mortgage Pros, Inc. Zoom Mortgage Pros, Inc. may at any time in its sole discretion, without cause, terminate the license granted herein to use the Licensed Marks and your right to link to any webpages on the Website. In such event, you agree to immediately remove all links to the Website and to cease all use of the Licensed Marks. Thereafter, any future links to the Website will require the express written permission of Zoom Mortgage Pros, Inc. Zoom Mortgage Pros, Inc. reserves the right to amend these linking terms and conditions at any time. By continuing to link to the Website, you agree to be bound to and abide by these linking terms and conditions, as well as other legal terms of use and conditions on the Website, as amended from time to time. All terms and conditions related to the use of the Website will be construed according to the laws of the State of California without regard to its choice of law provisions.

VII. GOVERNING LAW

These terms and conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its choice of law provisions. Both you and Zoom Mortgage Pros, Inc. hereby irrevocably consent to the jurisdiction of the state and federal courts located in California.

IX. ARBITRATION OF DISPUTES

All claims, controversies, and disputes relating to or arising out of this Website, other websites linked to through this Website, the Privacy Policy, the Linking Policy or the Terms and Conditions of Use shall be resolved or settled exclusively by final and binding arbitration by a three (3) arbitrator panel in Southern California and/or State of California, in accordance with the rules of the American Arbitration Association governing commercial arbitration.

X. COMPLETE AGREEMENT

These terms and conditions, and any modifications hereto, constitute the entire understanding relating to the use of the Website and prevail over all prior or contemporaneous, conflicting or additional, communications.

XI. INQUIRIES

Thank you for visiting. Should you have any questions concerning any of our policies, we encourage you to contact us at admin [at] zoommortgagepros [dot] com.

XII. DISCLAIMERS

Web Disclaimer:
Zoom Mortgage Pros, Inc. and its’ DBA’s is an Equal Housing Lender. In all jurisdictions, the principal (NMLS: 2162959) licensed location is
1101 California Ave, Suite 100
Corona, CA 92881
Phone (951) 482-8855

Print Disclaimer:
This is not a commitment to lend. Restrictions apply as to LTV and credit score. Rates and terms are subject to change without notice. Terms based on loan program guidelines and APR. The credit may not be extended if we find that you do not meet the criteria used to select you for this offer. The products displayed are based upon customers who have not been late on any other mortgage payments, been discharged in bankruptcy or have been subject to foreclosure. APR based on specific loan amount posted. Program savings available upon confirmed qualifications. National Mortgage Licensing System #2162959. Zoom Mortgage Pros, Inc. DRE #02152211. Call for details.

Licenses:
LICENSED BY California DRE Real Estate Corporation License Endorsement License/Registration # 02152211.